Trusted California Private Money Lenders for Hard Money Loans

Your funding source for hard money loans for Commercial and Residential Properties for Homeowners, Homebuyers, and Investors.

Who We Are

As a trusted private California hard money lender, we specialize in providing a range of loan options for real estate investors and entrepreneurs, including bridge loans, commercial real estate loans, fix and flip loans, and more. With responsive loan officers, fast and reliable service, and competitive rates, we are here to help you achieve your real estate goals. Contact us today to learn more about our loan options and how we can help you succeed in the real estate market.

Hard Money Loan Options We Have

Click below to find out more about our loan options

Bridge Loans

A bridge loan is a short-term loan used in both commercial and residential real estate. This loan is often the best option to borrow against a property quickly.

Commercial Loans

This loan is great for business owners and property investors who want to acquire commercial property but don’t necessarily meet SBA’s stringent criteria.

Second and Third Mortgages

This isn’t a traditional second mortgage. This loan allows for no income verification, bad credit, and quick cash out.

Foreclosure Bailout Loans

There are loan options available for property owners who want avoid foreclosure or use your equity get current or create more options.

Probate and Estate Loans

This loan is used for pulling equity or cash out from a inherited property. Worry-free Qualification

Residential Business Purpose Loans

Business owners can pull cash out of their current residence or investment property. No income documentation, No asset information needed

Fix and Flip Loans

Flippers of all levels use this loan to acquire their next Rehab or Flip. This option covers most of the Purchase price and all of the construction costs.

Investment Property Loans

These types of loans have guidelines to help investors at all levels qualify for financing.

Some of these programs include:

No Income and Bank documentation

Standard Home Loan

Also known as “Traditional Home Loans” these mortgages are best for homeowners and buyers.

FHA , VA, FannieMae, and FreddieMac loans fall in this category.

Welcome to California's Leading Private Money Lenders

Private Money Specialist stands as a beacon of expertise among California’s direct hard money lenders, boasting over four decades of experience in the field. We are dedicated to empowering real estate investors and property owners in California through asset-based lending solutions. Our extensive portfolio covers a wide spectrum of real estate projects and transactions, including single-family residences, multi-family dwellings, and commercial properties.

Real estate investors and homeowners in California trust Private Money Specialists for a host of compelling reasons, including:

Swift Approvals and Funding: We understand the need for speed in the real estate market. Our hard-money loans for investment properties can be funded in as little as 5 days.
Flexible Lending Criteria: Whether you’re an individual, an entity (LLC, partnership, corporation), or part of a trust or estate, we cater to diverse borrower profiles.
Comprehensive Services: Private Money Specialist offers both 1st and 2nd hard money loans, ensuring that we meet your unique financial needs.

Have a Loan Question?

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Meet The Founder

My Father has been in the real estate business for most of my life. When I was old enough and met all the requirements to obtain a Brokers License in the State of California there was no doubt in my mind to get it.

Since becoming a broker in 2010 I have gone full throttle into the industry and have since obtained licensing in Nevada, Georgia, and on the journey to earn my certification as a Certified Real Estate appraiser to have a well-rounded knowledge base to better serve my clients.

My mission is simple. Breakthrough the norms of real estate lending! Provide solutions to clients from all walks of life to ensure they get the best loan option that fits their needs at a competitive rate!