Denied by the Bank? Secure a Second Mortgage with Flexible Terms

We specialize in helping homeowners, including W2 earners and self-employed borrowers, with alternative loan options that banks can't provide.

Why Choose Us for Your Second Mortgage?

We understand that being turned down by a bank for a second mortgage or HELOC can be frustrating. Our mission is to help homeowners who need funds for home improvements, business opportunities, or investments by offering alternative loan options. Whether you're a W2 wage earner or self-employed, we provide flexible income and credit requirements that banks often overlook.

What is a Second and Third Mortgage?

A second mortgage is essentially a loan taken after the first mortgage, with your home serving as collateral.
A third mortgage is similar, but it falls behind the second in terms of repayment priority.
Both mortgages require monthly payments, and in case of default, the first mortgage is paid off before the subsequent ones.

Overcome Common Barriers to Getting a Second Mortgage

Credit Issues: We work with borrowers who have less-than-perfect credit.
Insufficient Income: Our flexible loan programs can accommodate lower income levels.
Proof of Income: Self-employed? No problem—we offer solutions even if you can't provide traditional proof of income.

What Makes Our Second Mortgages Different?

Fast Approval Process

Quick underwriting with same-day funding.

Higher Approval Rates

More lenient criteria than traditional banks.

Multiple Loan Options

Over 11 loan programs tailored to your needs.

Personalized Service

One-on-one support from our expert loan officers.

The Benefits of Choosing Us for Your Second Mortgage

Top-rated customer service with personalized attention.
Quick approvals and fast funding.
Flexible income requirements accommodating both W2 earners and self-employed.
Multiple loan options to suit your financial situation.

How Our Process Works

Dive into our straightforward qualification process that’s as simple as ABC! We’ve made it a breeze, ensuring you can glide through with ease and confidence. Let’s make things easy-peasy together!

Speak with a loan officer.

Complete a simple loan application.

Submit your documentation.

Short underwriting process.

Sign final papers with a notary.

Receive funds the same day.

Frequently Asked Questions

Can I qualify if I’ve been turned down by a bank?

Yes, we specialize in helping those who have been denied by traditional banks.

What are the credit requirements?

Our programs have flexible credit requirements tailored to your unique situation.

How quickly can I get approved?

You can receive approval within a day, with funds available immediately after.

What documents do I need to provide?

It depends on your situation, but we offer flexible documentation requirements.

Is there any cost to apply?

No, applying is free, and there’s no obligation.

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Find Out Your Loan Options Today

Don't let traditional lending limitations hold you back. With our flexible second and third mortgage options, your next real estate venture is closer than you think. Join the ranks of savvy investors and proactive business owners who have leveraged these tailored solutions to reach new heights.

Are you ready to take your business to the next level? Let’s make it happen—connect with us today.