Mortgage Loans
Made Simple

Your source for Mortgage Loans for Homeowners, Homebuyers, and Investors

Who We Are

The Private Money Specialists is a California based broker providing loans for borrowers seeking Hard or Private Lending options for Real Estate transactions.

We have been resouceful enough to save deals that others said, “couldn’t be done”. We offer competitive rates and terms and long term exit strategies for borrowers seeking to continuously lower their payment.

Loan Options We Have

Click below to find out about loan options

Private & Hard Money Loans

A hard money loan is a short-term loan that does not come from traditional lenders, but rather individuals or private companies that accept property as collateral.

2nd Mortgage

This isn't a traditional 2nd mortgage. This loan allows  for no  income verification, bad credit, 

Alternative Mortgage Loans

This loan type features "outside of the box" qualifying guidelines for  borrowers who are; self employed and show a loss, Foreign Nationals, or  borrowers who have been denied by traditional banks.

Investment Property Loans

These types of loans have guidelines to help investors at all levels qualify for financing.
Some of these programs include: 
No Income and bank documentation

Standard Home Loan

Also known as "Traditional Home Loans" these mortgages are best for homeowners and buyers.
FHA , VA,  FannieMae, and FreddieMac loans fall in this category.

Veterans Home Loans

The VA loan is a $0 down mortgage option available to Veterans, Service Members and select military spouses.
VA loans are backed by the Department of Veterans Affairs

Have a Loan Question?

Click below to send us a message or to select a time that is convenient for us to call you.

Contact Us

Meet The Founder

My Father has been in the real estate business for most of my life. When I was old enough and met all the requirements to obtain a Brokers License in the State of California there was no doubt in my mind to get it.

Since becoming a broker in 2010 I have gone full throttle into the industry and have since obtained licensing in Nevada, Georgia, and on the journey to earn my certification as a Certified Real Estate appraiser to have a well-rounded knowledge base to better serve my clients.

My mission is simple. Breakthrough the norms of real estate lending! Provide solutions to clients from all walks of life to ensure they get the best loan option that fits their needs at a competitive rate! description here.


Customer reviews from around the web

C. Chala

We used these guys during our refinance of a rental property we own. They gave us options the other lenders couldn't. The service was great and the loan closed 2 days early

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B. Wilbanks

The team at Private Money Specialist really came through...We were seeking a loan for about 2 months & these guys figured it out. The terms were great and they saved us from overpaying on the interest rate. They are professionals and problem solvers.

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