A Trusted Name in Traditional Home Loans
Traditional Home Loans for Real Estate Investors and Business Owners
Whether you’re a savvy real estate investor or a dedicated business owner, finding the right financial support is crucial to leverage opportunities and expand your portfolio. At Private Money Specialists, we understand the pivotal role of timely and reliable financing. Here’s why our traditional home loans are the keys to your success

Who Should Consider Traditional Home Loans?
- Robust Credit Rewards: Boasting competitive mortgage rates, our traditional home loans are perfectly suited for individuals with good to excellent credit scores. Your financial prudence pays off here, where lower interest rates translate to significant long-term savings.
- Cost-Efficient Insurance Premiums: Minimize your expenses with reduced private mortgage insurance costs. More of your money can go towards your investments rather than ancillary fees.
Guidance Tailored to You: For those hovering in the high 500s to low 600s credit score range, an FHA loan might be more beneficial. We’re here to navigate you through your options for the most advantageous financial outcome.
How Do Traditional Home Loans Operate?
Traditional home loans are provided by esteemed private lenders such as banks or credit unions. This loan gives you the upfront capital you need, allowing you to repay the lender over the loan’s duration. A hallmark of conventional loans is the requirement for a down payment and sound financial standing for optimal terms.

How Our Traditional Home Loans Empower You
Capital for Your Ventures
Partner with esteemed private lenders, including top-tier banks and credit unions, to get the upfront capital you need to grow your business or invest further in real estate.
A Foundation for Stability
The predictability of a traditional home loan allows you to plan and project your finances with confidence, thanks to fixed repayment terms over the duration of the loan.
Investment in Your Future
The requirement for a down payment on conventional loans isn't just a formality; it's building equity and a commitment to your future in the real estate market.
Why Choose Private Money Specialists for Your Traditional Home Loan?
- Experience You Can Trust: With years of expertise in the industry, we're not just lenders; we're your advisors, advocates, and partners in progress.
- Customized Service: Every real estate investor and business owner has unique needs. We offer personalized service to match your specific financial landscape.
- End-to-End Support: From initial consultation to final approval, our team is with you every step of the way, ensuring a smooth and efficient loan acquisition process.

Loan Essentials
- Valid state ID.
- Residential or commercial property ownership.
- At least 35% equity in the property.
- Copy of homeowner's insurance.
- For our senior clientele, a competency letter from a doctor might be necessary.

Advantages of Our Loan Service:
- Swift access to cash.
- Accommodating to bad credit scenarios.
- Loans ranging from $100k-$5M.
- Competitive rates between 7.99% to 12.99%.
- Properties like AirBnBs, rental units, and commercial setups are eligible.

Property Guidelines:
- The loan value should not surpass 65% of the property's total value.
- The property can be an investment property or a primary residence if used for business purposes.
- Eligible properties include condos, townhomes, single-family homes, apartments, and commercial spaces.